Podcast with Terser Adamu

In this episode, Carl explains why financial inclusion and digital payments are not social initiatives, but core economic infrastructure essential for Africa’s long term growth, productivity, and resilience. Drawing on his concept of Polytunity, he reframes Africa’s current economic disruptions as opportunities to redesign markets, institutions, and business models that work for entrepreneurs and small businesses at scale.

The conversation challenges outdated narratives around informality, positioning Africa’s popular economy and MSMEs as the continent’s most adaptive and underestimated growth engine. Carl shares practical insights on how lowering transaction costs through smarter regulation, adaptive governance, and purpose driven business models can unlock inclusive economic growth.

What We Discuss With Carl:

Why financial inclusion and digital payments are foundational economic infrastructure for African markets
Reframing crisis as opportunity through Polytunity and adaptive economic thinking
Challenging the myth of informality and unlocking growth in Africa’s popular economy and MSMEs
Designing markets that work for entrepreneurs by lowering transaction costs through smart policy and regulation
Intergenerational leadership, succession planning, and building lasting economic legacies in Africa